Essential Guides for Medical and Dental Real Estate

Buy vs. Lease Your Medical or Dental Office in SE Michigan

The buy-or-lease question is the one we hear most, and the monthly-payment comparison most dentists run is the wrong math. This framework runs the right math: 10-year total occupancy cost, equity build, tax treatment, and what the decision does to your practice’s value when you eventually sell. It also corrects the biggest misconception in the market — you may not need a down payment at all. Healthcare-specialty lenders offer 0%-down programs on both SBA and conventional loans, and the SBA’s 25-year amortization changes the whole calculation. Plus the trend nobody else is writing about: why dentists and veterinarians across Southeast Michigan — especially Macomb County — are buying former bank branches, and why those buildings work so well for practices.

The Southeast Michigan Dental Office Lease Negotiation Guide

Your lease is one of the largest financial commitments your practice will ever make, and the provisions that cost the most are the ones most dentists never negotiate. This guide covers all ten — with real numbers from our deal book, not national averages. What TI allowance we actually achieve on a 10–12 year term. How to time free rent against your build-out and insurance credentialing, so the rent starts when the revenue does. What counts as a win on a personal guarantee, what to carve out of your NNN charges (ask us about parking lot replacement), and why your build-out cost is your best defense against a relocation clause. Current benchmarks for every SE Michigan submarket, from Birmingham to Macomb.

The Dentist’s Essential Guide to Commercial Real Estate

Commercial real estate has its own language, its own timeline, and its own traps — and most dentists meet all three for the first time with hundreds of thousands of dollars on the line. This is the place to start. What a triple net lease actually costs versus a gross lease. Why the square footage on the listing is bigger than the space you measured. How much room your practice really needs (operatories × 400 SF gets you close). The nine steps from needs analysis to move-in, the week-by-week timeline, and the seven things landlords hope you never figure out about renewals. Read this before you tour a single property — it’s the foundation everything else in this library builds on.

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